Health Insurance for Senior Citizens 

Senior citizens across India who are 70 years and above will now be provided with free health insurance under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PMJAY).

October 16, 2024 
  • Senior citizens across India who are 70 years and above will now be provided with free health insurance under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY). This initiative, which is an extension of the AB PM-JAY, was approved by the Union Cabinet on September 11. 
  • Under this initiative, senior citizens will be provided with health insurance coverage of `5 lakh per year, no matter their income bracket. This initiative’s initial outlay is `3,437 crore and it is expected to positively impact nearly 6 crore senior citizens. 
  • With this, the government aims to provide better healthcare protection to the elderly. 
  • Senior citizens including those belonging to families enrolled in the AB PM-JAY and those covered under private and public health insurance schemes can benefit from the provision. 

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